Reverse mortgages · For homeowners 62 and older
Stay in the home you love, and let its equity work for you.
A reverse mortgage turns part of your home’s equity into cash while you keep living there. The home stays yours, and you keep paying property taxes, insurance and upkeep. Every federally insured reverse mortgage starts with an independent counseling session.

What to know.
The essentials, in plain English.
- Stay in your home
- The home stays yours, and you can live in it as long as you meet the loan’s terms.
- No monthly mortgage payment required
- You make no monthly mortgage payment unless you choose to. You still pay property taxes, homeowners insurance and upkeep.
- Protection for your heirs
- With a federally insured reverse mortgage, neither you nor your heirs owe more than the home sells for.
- Unhurried, with family welcome
- Your loan officer explains every part of the loan at your pace, alongside the independent counseling session, and family is welcome in every conversation.
What happens after you press the button.
- Your call with your loan officer
- On the call you book, Andrew listens first and answers every question you bring.
- What you’ll talk about
- Your goals, your home and who you’d like included in the conversation, before the counseling session.
- What to have handy
- Your latest mortgage statement, if you still have a mortgage, and any questions written down.

Who it fits
Homeowners 62 and older with significant equity, living in the home as their main residence.
- Homeowners 62 and older
- Owners with significant equity
- Owners who want to stay in their home
- Owners looking to add to their monthly income

What you’ll need
Your loan officer confirms the list with you.
- A photo ID and proof of age
- Your latest mortgage statement, if you still have a mortgage
- Your homeowners insurance and property tax details
- Your counseling certificate, once you’ve met with a counselor
Common questions
Who owns the home?
You do. The loan is repaid when you sell, move out for good or pass away, usually from the sale of the home.
What if the loan grows larger than the home is worth?
With a federally insured reverse mortgage, neither you nor your heirs owe more than the home sells for.
Reverse mortgage or selling and downsizing?
Selling frees your equity but means moving. A reverse mortgage lets you stay, with a balance that grows over time. Your counselor and your loan officer can walk through both, and family is welcome.
Do I still make monthly payments?
No monthly mortgage payment is required. You do keep paying property taxes, homeowners insurance and upkeep, and you can pay toward the loan if you choose.
What happens to my spouse if I pass away first?
A spouse who is a co-borrower can stay in the home. Some eligible spouses who aren’t co-borrowers can stay too, under HUD’s rules, and your loan officer can explain how they apply to you.
What do my heirs receive?
When the loan is repaid, usually from the sale of the home, any remaining equity goes to you or your heirs. Heirs can also keep the home by paying off the loan.
How do I receive the money?
As a lump sum, monthly amounts, a line of credit, or a mix of these. Some choices depend on the kind of rate you pick.
Will checking my options affect my credit?
A conversation doesn’t check your credit. A reverse mortgage does look at your finances later, only with your permission, and your loan officer explains what that review covers.
What if I don’t qualify?
Your loan officer explains why, and your counselor can walk you through other ways to use your home’s value.
What does a reverse mortgage cost?
Closing costs, an upfront and an annual mortgage insurance premium on federally insured loans, and interest that adds to the balance over time. Your counselor and your loan officer go through each one.
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“Tanner Orr was extremely helpful guiding me on my website and lead generation strategy. I have been a client for 18+ months and the website they put together for me is exactly what I need. I have some new ideas to work with and just paid for another year in advance because I'm super confident with what they can help me with. Thanks again Leadpops / Rebel IQ! Definitely will recommend them to others.”
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Quang Tran2 months ago
“Jasper Coraza is hands down the most helpful support specialist. He is incredibly thorough in making sure he fully understands each request, and he consistently follows through with clear communication. He also does an excellent job of offering solutions when a specific request can’t be completed, rather than simply saying no.”
Vivian Shlemon7 months ago
“Tanner Orr was extremely helpful guiding me on my website and lead generation strategy. I have been a client for 18+ months and the website they put together for me is exactly what I need. I have some new ideas to work with and just paid for another year in advance because I'm super confident with what they can help me with. Thanks again Leadpops / Rebel IQ! Definitely will recommend them to others.”
Eric Vander Werff4 months ago
“Tanner Orr at Rebel iQ has truly gone above and beyond for me. He helped me get started with my marketing during a very difficult time and worked with me when he easily could have treated me like just another customer. Tanner genuinely cares about my situation, my business, and helping me succeed. His patience, understanding, and support have meant more to me than he probably realizes. Because of how he has treated me and everything he has done to help me grow, I plan to continue working with him and Rebel iQ for a long time. I highly recommend Tanner to anyone looking for someone who truly cares about their clients.”
Quang Tran2 months ago
“Jasper Coraza is hands down the most helpful support specialist. He is incredibly thorough in making sure he fully understands each request, and he consistently follows through with clear communication. He also does an excellent job of offering solutions when a specific request can’t be completed, rather than simply saying no.”
Vivian Shlemon7 months ago
“Tanner Orr was extremely helpful guiding me on my website and lead generation strategy. I have been a client for 18+ months and the website they put together for me is exactly what I need. I have some new ideas to work with and just paid for another year in advance because I'm super confident with what they can help me with. Thanks again Leadpops / Rebel IQ! Definitely will recommend them to others.”
Eric Vander Werff4 months ago
“Tanner Orr at Rebel iQ has truly gone above and beyond for me. He helped me get started with my marketing during a very difficult time and worked with me when he easily could have treated me like just another customer. Tanner genuinely cares about my situation, my business, and helping me succeed. His patience, understanding, and support have meant more to me than he probably realizes. Because of how he has treated me and everything he has done to help me grow, I plan to continue working with him and Rebel iQ for a long time. I highly recommend Tanner to anyone looking for someone who truly cares about their clients.”
Quang Tran2 months ago
“Jasper Coraza is hands down the most helpful support specialist. He is incredibly thorough in making sure he fully understands each request, and he consistently follows through with clear communication. He also does an excellent job of offering solutions when a specific request can’t be completed, rather than simply saying no.”
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John Roberts5 months ago
“I've been a customer of LeadPops/RebelIQ for the past few years for my mortgage broker team website. Jasper Coraza and the development team are always very helpful and accommodating every time I need an update, and their rates are reasonable too. Recently Tanner Orr proactively reached out to me to offer a couple of awesome upgrades at no charge. I'm really thankful to have Tanner, Jasper, and the whole LeadPops team in my corner. Keep up the great work guys!”
Tom Pessemier5 months ago
“Tanner Orr, is the Best! Very knowledgeable and super helpful. He is also very patient and understanding. He has many qualifications. Too many for me to list at the moment now. I definitely recommend his services to anyone looking for a hard-working true professional in the digital marketing space, managing client relationships, building ad strategies and much more!”
John Roberts5 months ago
“I've been a customer of LeadPops/RebelIQ for the past few years for my mortgage broker team website. Jasper Coraza and the development team are always very helpful and accommodating every time I need an update, and their rates are reasonable too. Recently Tanner Orr proactively reached out to me to offer a couple of awesome upgrades at no charge. I'm really thankful to have Tanner, Jasper, and the whole LeadPops team in my corner. Keep up the great work guys!”
Tom Pessemier5 months ago
“Tanner Orr, is the Best! Very knowledgeable and super helpful. He is also very patient and understanding. He has many qualifications. Too many for me to list at the moment now. I definitely recommend his services to anyone looking for a hard-working true professional in the digital marketing space, managing client relationships, building ad strategies and much more!”
John Roberts5 months ago
“I've been a customer of LeadPops/RebelIQ for the past few years for my mortgage broker team website. Jasper Coraza and the development team are always very helpful and accommodating every time I need an update, and their rates are reasonable too. Recently Tanner Orr proactively reached out to me to offer a couple of awesome upgrades at no charge. I'm really thankful to have Tanner, Jasper, and the whole LeadPops team in my corner. Keep up the great work guys!”
Tom Pessemier5 months ago
Stay in your home,
on your terms.
Book a call with Andrew, or send a text, and talk it through at your own pace.
(619) 886-6985