
Gianni Cerretani
Branch Manager
Gianni Cerretani is a nationally recognized mortgage professional with over 26 years of industry experience, consistently ranking in the top 1% of mortgage originators nationwide. Renowned for his exceptional client care, he has been named among the Top 100 Mortgage Professionals by Experience.com for customer service and stands as the #1 Home Heroes affiliate lender in his state and #5 in the country. Proudly serving clients across AL, FL, GA, SC, TN, WA. Gianni is also a two-time Telly Award-winning television host on The American Dream TV Network, where he leads the segment Financing the American Dream. Through this platform, he educates and empowers viewers with insights into homeownership, financing strategies, and building generational wealth.
5.0
51 reviews on Google
What clients say
about Gianni.
“Today, I want to take a moment to express my sincere gratitude to everyone who made my dream of homeownership a reality. From the day I received my mortgage approval on February 2, 2026, Gianni Cerretani held my hand through every step of the process. Your knowledge, patience, guidance, and encouragement never went unnoticed. You educated me from the very beginning all the way to closing, and when I felt like my dream might not happen, you never gave up on me. One of the moments I’ll never forget was receiving your message saying you were proud of me. I truly felt those words came from your heart, and they brought me to tears. Thank you for believing in me. A heartfelt thank you to Stacy Jones for patiently walking me through every underwriting request and helping me gather all the necessary documentation. Your professionalism and kindness made what could have been a stressful process feel manageable. Thank you to Jeremy Ballard for always remaining calm and reassuring me that everything was going to be okay. You constantly reminded me to trust the process, and I’ll never forget how impressed you were with how quickly I responded to every request and stayed ahead of everything that was needed. We definitely shared a few laughs along the way! To my amazing realtor, Joanne Hastings of HomeSmart, thank you for showing me countless homes, encouraging me not to give up, and reminding me that the right house was out there waiting for me. Your confidence never wavered, even when mine did. A special thank you to everyone at AnnieMac Home Mortgage. Your team truly represents what exceptional customer service looks like. If you’re in the market to purchase a home, I wholeheartedly recommend AnnieMac Home Mortgage, and if you have the opportunity, ask for Gianni Cerretani as your lender. You will be in outstanding hands. I’d also like to thank the incredible team at Ken Luther Law for making my closing day smooth and memorable. Most importantly, I thank God for making this dream possible. What once seemed impossible has become my reality. Thank you all for changing my story and allowing me to finally say the words I’ve dreamed of saying: I am a homeowner! 🏡❤️ I love you all to life. May God continue to bless each of you for the lives you change every single day. With heartfelt gratitude, Gary Austin”
Gary Austin3 months ago
“My husband and I purchased our first home with Gianni. He was highly recommended by a family friend and I am happy to report we were not disappointed. Gianni went above and beyond to make our home buying process as smooth as possible, he answered all our questions and gave professional insight and advise along the way. I would recommend working with Gianni and his team to everyone. Thank you for all you did for the Bailey's Gianni. We appreciate you”
Tanya Bailey4 years ago
“This was my first personal mortgage experience and I heard horror stories but thankfully that was not my testimony with Gianni and his team at Homebridge Financial Services!! Every person on the team was friendly, helpful and knowledgeable. The entire process was so easy and I attribute that to the team. Each call, email and/or text was done with kindness and professionalism. We were provided with constant updates. Our calls/emails were answered very timely. We are so grateful to Gianni and the team for giving us the best experience.”
Montrell McCaskill4 years ago
“Today, I want to take a moment to express my sincere gratitude to everyone who made my dream of homeownership a reality. From the day I received my mortgage approval on February 2, 2026, Gianni Cerretani held my hand through every step of the process. Your knowledge, patience, guidance, and encouragement never went unnoticed. You educated me from the very beginning all the way to closing, and when I felt like my dream might not happen, you never gave up on me. One of the moments I’ll never forget was receiving your message saying you were proud of me. I truly felt those words came from your heart, and they brought me to tears. Thank you for believing in me. A heartfelt thank you to Stacy Jones for patiently walking me through every underwriting request and helping me gather all the necessary documentation. Your professionalism and kindness made what could have been a stressful process feel manageable. Thank you to Jeremy Ballard for always remaining calm and reassuring me that everything was going to be okay. You constantly reminded me to trust the process, and I’ll never forget how impressed you were with how quickly I responded to every request and stayed ahead of everything that was needed. We definitely shared a few laughs along the way! To my amazing realtor, Joanne Hastings of HomeSmart, thank you for showing me countless homes, encouraging me not to give up, and reminding me that the right house was out there waiting for me. Your confidence never wavered, even when mine did. A special thank you to everyone at AnnieMac Home Mortgage. Your team truly represents what exceptional customer service looks like. If you’re in the market to purchase a home, I wholeheartedly recommend AnnieMac Home Mortgage, and if you have the opportunity, ask for Gianni Cerretani as your lender. You will be in outstanding hands. I’d also like to thank the incredible team at Ken Luther Law for making my closing day smooth and memorable. Most importantly, I thank God for making this dream possible. What once seemed impossible has become my reality. Thank you all for changing my story and allowing me to finally say the words I’ve dreamed of saying: I am a homeowner! 🏡❤️ I love you all to life. May God continue to bless each of you for the lives you change every single day. With heartfelt gratitude, Gary Austin”
Gary Austin3 months ago
“My husband and I purchased our first home with Gianni. He was highly recommended by a family friend and I am happy to report we were not disappointed. Gianni went above and beyond to make our home buying process as smooth as possible, he answered all our questions and gave professional insight and advise along the way. I would recommend working with Gianni and his team to everyone. Thank you for all you did for the Bailey's Gianni. We appreciate you”
Tanya Bailey4 years ago
“This was my first personal mortgage experience and I heard horror stories but thankfully that was not my testimony with Gianni and his team at Homebridge Financial Services!! Every person on the team was friendly, helpful and knowledgeable. The entire process was so easy and I attribute that to the team. Each call, email and/or text was done with kindness and professionalism. We were provided with constant updates. Our calls/emails were answered very timely. We are so grateful to Gianni and the team for giving us the best experience.”
Montrell McCaskill4 years ago
“Today, I want to take a moment to express my sincere gratitude to everyone who made my dream of homeownership a reality. From the day I received my mortgage approval on February 2, 2026, Gianni Cerretani held my hand through every step of the process. Your knowledge, patience, guidance, and encouragement never went unnoticed. You educated me from the very beginning all the way to closing, and when I felt like my dream might not happen, you never gave up on me. One of the moments I’ll never forget was receiving your message saying you were proud of me. I truly felt those words came from your heart, and they brought me to tears. Thank you for believing in me. A heartfelt thank you to Stacy Jones for patiently walking me through every underwriting request and helping me gather all the necessary documentation. Your professionalism and kindness made what could have been a stressful process feel manageable. Thank you to Jeremy Ballard for always remaining calm and reassuring me that everything was going to be okay. You constantly reminded me to trust the process, and I’ll never forget how impressed you were with how quickly I responded to every request and stayed ahead of everything that was needed. We definitely shared a few laughs along the way! To my amazing realtor, Joanne Hastings of HomeSmart, thank you for showing me countless homes, encouraging me not to give up, and reminding me that the right house was out there waiting for me. Your confidence never wavered, even when mine did. A special thank you to everyone at AnnieMac Home Mortgage. Your team truly represents what exceptional customer service looks like. If you’re in the market to purchase a home, I wholeheartedly recommend AnnieMac Home Mortgage, and if you have the opportunity, ask for Gianni Cerretani as your lender. You will be in outstanding hands. I’d also like to thank the incredible team at Ken Luther Law for making my closing day smooth and memorable. Most importantly, I thank God for making this dream possible. What once seemed impossible has become my reality. Thank you all for changing my story and allowing me to finally say the words I’ve dreamed of saying: I am a homeowner! 🏡❤️ I love you all to life. May God continue to bless each of you for the lives you change every single day. With heartfelt gratitude, Gary Austin”
Gary Austin3 months ago
“My husband and I purchased our first home with Gianni. He was highly recommended by a family friend and I am happy to report we were not disappointed. Gianni went above and beyond to make our home buying process as smooth as possible, he answered all our questions and gave professional insight and advise along the way. I would recommend working with Gianni and his team to everyone. Thank you for all you did for the Bailey's Gianni. We appreciate you”
Tanya Bailey4 years ago
“This was my first personal mortgage experience and I heard horror stories but thankfully that was not my testimony with Gianni and his team at Homebridge Financial Services!! Every person on the team was friendly, helpful and knowledgeable. The entire process was so easy and I attribute that to the team. Each call, email and/or text was done with kindness and professionalism. We were provided with constant updates. Our calls/emails were answered very timely. We are so grateful to Gianni and the team for giving us the best experience.”
Montrell McCaskill4 years ago
“Today, I want to take a moment to express my sincere gratitude to everyone who made my dream of homeownership a reality. From the day I received my mortgage approval on February 2, 2026, Gianni Cerretani held my hand through every step of the process. Your knowledge, patience, guidance, and encouragement never went unnoticed. You educated me from the very beginning all the way to closing, and when I felt like my dream might not happen, you never gave up on me. One of the moments I’ll never forget was receiving your message saying you were proud of me. I truly felt those words came from your heart, and they brought me to tears. Thank you for believing in me. A heartfelt thank you to Stacy Jones for patiently walking me through every underwriting request and helping me gather all the necessary documentation. Your professionalism and kindness made what could have been a stressful process feel manageable. Thank you to Jeremy Ballard for always remaining calm and reassuring me that everything was going to be okay. You constantly reminded me to trust the process, and I’ll never forget how impressed you were with how quickly I responded to every request and stayed ahead of everything that was needed. We definitely shared a few laughs along the way! To my amazing realtor, Joanne Hastings of HomeSmart, thank you for showing me countless homes, encouraging me not to give up, and reminding me that the right house was out there waiting for me. Your confidence never wavered, even when mine did. A special thank you to everyone at AnnieMac Home Mortgage. Your team truly represents what exceptional customer service looks like. If you’re in the market to purchase a home, I wholeheartedly recommend AnnieMac Home Mortgage, and if you have the opportunity, ask for Gianni Cerretani as your lender. You will be in outstanding hands. I’d also like to thank the incredible team at Ken Luther Law for making my closing day smooth and memorable. Most importantly, I thank God for making this dream possible. What once seemed impossible has become my reality. Thank you all for changing my story and allowing me to finally say the words I’ve dreamed of saying: I am a homeowner! 🏡❤️ I love you all to life. May God continue to bless each of you for the lives you change every single day. With heartfelt gratitude, Gary Austin”
Gary Austin3 months ago
“My husband and I purchased our first home with Gianni. He was highly recommended by a family friend and I am happy to report we were not disappointed. Gianni went above and beyond to make our home buying process as smooth as possible, he answered all our questions and gave professional insight and advise along the way. I would recommend working with Gianni and his team to everyone. Thank you for all you did for the Bailey's Gianni. We appreciate you”
Tanya Bailey4 years ago
“This was my first personal mortgage experience and I heard horror stories but thankfully that was not my testimony with Gianni and his team at Homebridge Financial Services!! Every person on the team was friendly, helpful and knowledgeable. The entire process was so easy and I attribute that to the team. Each call, email and/or text was done with kindness and professionalism. We were provided with constant updates. Our calls/emails were answered very timely. We are so grateful to Gianni and the team for giving us the best experience.”
Montrell McCaskill4 years ago
“Gianni is amazing! Took care of us flawlessly stat to finish. Highly recommend and will refer to my friends!”
Mr. Shide3 months ago
“As a real Estate Agent I have sent many of my buyers to Gianni for prequalification and loans before. Gianni and his team have always been very professional and truthful in their commitment and have always done a great job rising to whatever challenge. A prequalification letter from Gianni’s team is solid and means that all would be okay and in the final process my buyer would get the loan. In September, I got to experience his team providing me with a personal loan for my own home purchase. His team’s communication was amazing and smooth, they were very respectful of my time. Their loan approval process is one of the fastest I have ever seen. As I say to my clients and now to myself “I wish more lenders would be as dependable and amazing as Gianni and his Team”. Great Job as always”
TheTriplets Porters4 years ago
“Gianni is amazing! Took care of us flawlessly stat to finish. Highly recommend and will refer to my friends!”
Mr. Shide3 months ago
“As a real Estate Agent I have sent many of my buyers to Gianni for prequalification and loans before. Gianni and his team have always been very professional and truthful in their commitment and have always done a great job rising to whatever challenge. A prequalification letter from Gianni’s team is solid and means that all would be okay and in the final process my buyer would get the loan. In September, I got to experience his team providing me with a personal loan for my own home purchase. His team’s communication was amazing and smooth, they were very respectful of my time. Their loan approval process is one of the fastest I have ever seen. As I say to my clients and now to myself “I wish more lenders would be as dependable and amazing as Gianni and his Team”. Great Job as always”
TheTriplets Porters4 years ago
“Gianni is amazing! Took care of us flawlessly stat to finish. Highly recommend and will refer to my friends!”
Mr. Shide3 months ago
“As a real Estate Agent I have sent many of my buyers to Gianni for prequalification and loans before. Gianni and his team have always been very professional and truthful in their commitment and have always done a great job rising to whatever challenge. A prequalification letter from Gianni’s team is solid and means that all would be okay and in the final process my buyer would get the loan. In September, I got to experience his team providing me with a personal loan for my own home purchase. His team’s communication was amazing and smooth, they were very respectful of my time. Their loan approval process is one of the fastest I have ever seen. As I say to my clients and now to myself “I wish more lenders would be as dependable and amazing as Gianni and his Team”. Great Job as always”
TheTriplets Porters4 years ago
“Gianni is amazing! Took care of us flawlessly stat to finish. Highly recommend and will refer to my friends!”
Mr. Shide3 months ago
“As a real Estate Agent I have sent many of my buyers to Gianni for prequalification and loans before. Gianni and his team have always been very professional and truthful in their commitment and have always done a great job rising to whatever challenge. A prequalification letter from Gianni’s team is solid and means that all would be okay and in the final process my buyer would get the loan. In September, I got to experience his team providing me with a personal loan for my own home purchase. His team’s communication was amazing and smooth, they were very respectful of my time. Their loan approval process is one of the fastest I have ever seen. As I say to my clients and now to myself “I wish more lenders would be as dependable and amazing as Gianni and his Team”. Great Job as always”
TheTriplets Porters4 years ago
Find the loan that fits you.
About two minutes online, with no obligation. Gianni follows up personally.