State Licensing
Where Sophia is licensed to help, state by state.
Last updated October 19, 2026
A home loan can only be originated in a state where both the loan originator and the mortgage company hold the license or registration that state requires.
You can look up any license, its status and any public regulatory action on NMLS Consumer Access, the national registry run for state regulators.
Licenses by state
- Sophia Warner · NMLS #282856
- Rate Rebel · NMLS #282828
Sophia Warner is licensed to originate residential mortgage loans in these states.
| State | License |
|---|---|
| California | Licensed |
A state shown as “Licensed” has its license number on NMLS Consumer Access.