Qualifying

A brick ranch home with a small porch and beds of hydrangea and lavender in warm evening light.Qualifying

Tax season mortgage papers: which year the lender reads

A six-step tax-season checklist for self-employed buyers: which year the lender reads, returns or transcripts, Form 4506-C, bank statements and Loan Estimate.Sophia Warner · · 11 min readA shingled home with a garage and a small detached workshop on a lawn at golden hour.Qualifying

Student loans in your DTI: each loan type has its own rule

FHA, VA, conventional and USDA loans can count an income-driven student loan payment differently. See what goes into DTI and what to ask each lender.Sophia Warner · · 5 min read