Self-employed
You run your own business. Here’s how lenders read your income, and the loans made for people who work for themselves.
Why your lender asks about large deposits
Fannie Mae's 50% large-deposit rule, when a purchase needs a paper trail, what a gift letter must say, and how self-employed buyers can plan ahead.
Sophia WarnerSenior Loan Officer
Do lenders re-check self-employed income before closing?
Lenders re-check your job or business before closing. What self-employed buyers in escrow should hold steady, what can stop a loan, and who to ask first.
Sophia WarnerSenior Loan Officer
Divorced and self-employed: what a lender reads before you buy
One San Diego file from decree to underwriting: what the lender read first, when support counted as income, and what self-employed buyers should ask.
Sophia WarnerSenior Loan Officer
East County for self-employed buyers: limits, taxes, older homes
What self-employed buyers priced out of the coast should line up before an East County offer: 2026 loan limits, income proof, county property tax rules and older-home checks.
Sophia WarnerSenior Loan Officer
Self-employed in San Diego: what to line up for a spring purchase
A San Diego broker on what self-employed buyers can prepare before spring: 2026 loan limits, a prep timeline, and when waiting is the better call.
Sophia WarnerSenior Loan Officer