Qualifying

Stories and How-to guides

Type · 2

A brick ranch home with a small porch and beds of hydrangea and lavender in warm evening light.

Tax season mortgage papers: which year the lender reads

A six-step tax-season checklist for self-employed buyers: which year the lender reads, returns or transcripts, Form 4506-C, bank statements and Loan Estimate.

Sophia WarnerSenior Loan OfficerSep 15, 2026

Two people stand on the front lawn of a two-story beige house with a garage, surrounded by palm trees and neighboring homes.

QualifyingStory5 min read

Buying a house after a short sale: a San Diego comeback

How long you wait after a short sale for FHA, VA and Fannie Mae loans, and how one San Diego couple timed their purchase to buy again.

Sophia WarnerSenior Loan OfficerAug 27, 2026