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MortgagePops Blog
Straight answers on buying, qualifying and choosing a loan in San Diego County.
Condo vs townhome: how HOA dues change what you can borrow
How HOA dues shrink your buying power, a condo vs townhome table, and how self-employed California buyers can compare total payments before making an offer.
Sophia WarnerSenior Loan Officer
Divorced and self-employed: what a lender reads before you buy
One San Diego file from decree to underwriting: what the lender read first, when support counted as income, and what self-employed buyers should ask.
Sophia WarnerSenior Loan OfficerFHA vs conventional at a 680–740 score: the five-year cost
With a small down payment and a 680–740 score, compare FHA's HUD premiums on a $400,000 example with a written conventional insurance quote over five years.
Sophia WarnerSenior Loan OfficerBuying a house after a short sale: a San Diego comeback
How long you wait after a short sale for FHA, VA and Fannie Mae loans, and how one San Diego couple timed their purchase to buy again.
Sophia WarnerSenior Loan Officer